In the name of Allah
Praise be to Allah who destroyed usury and its companies, banks and institutions.
Peace be upon our prophet Muhammad -peace be upon him- the best of mankind, and peace be upon his family, companions and those who followed his Sunnah…
The Almighty Allah says: "Allah will destroy Riba (usury)…"[Al-Baqarah 2:276]
O Muslims : the whole world followed up the financial crises of the United states and the huge usurious banks bankruptcy ,as the effects of this astonishing collapse in the American economy are extended to the European and Asian countries, Gulf stock markets and to all the countries that go around the American orbit or linked its currency to the Americans' (even some countries changed their rest day from Thursday to Saturday to extremely join its economy with the western economy system although the questionnaires proved that most Muslims refuse this change.....)!!!
The disaster dimension:
The disaster reached enormous limits that obliged some countries like America to pump 1000 billion $ and Britain pumped 800 billion $ and also France, Germany, Netherlands, Spain, Italy, Japan, Korea and other western, Asian and Arab countries to save their usurious banks, institutions and companies of bankruptcy .
Riba (usury) is the reason of disaster:
The strong economic shakes which the western countries suffering from, is an inevitable result for usurious transactions that were prohibited by Almighty Allah and His messenger -peace be upon him- .
The Almighty Allah says: "Allah has permitted trading and forbidden Riba (usury) "[Al-Baqara 2:275]
The prophet -peace be upon him-said " Allah has cursed the accepter of the interest (of usury transaction) and its payer, and one who records it, and the two witnesses, and he said: They are all equal." [Muslim]
How does usury lead to the disaster?
Usury establishes an economy which completely destroys the humanity, causes misery to groups and individuals, lowers humanity morals, makes disorder in money cycle and economic development and finally leads to, as today status, a result that concentrates the real authority and practical power in the hands of the most inferior and ignoble people (usurers) who collect- without spending any effort- the real outcome of peoples' effort and blood in a shape of usurious interest.
A fast review on the current economic status which is based on lending with usurious interest shows that most world money is going to a few numbers of usurers for the following reasons:
1-The usurer always gains benefit in every transaction whether the debtor achieved profit or loss.
2-The debtor is exposed to profit or loss as he makes business with this money which may achieve loss or profit.
So, finally the money, mathematically, should go to the one who always makes profit. Now, the world money is really owned by thousands of usurers whereas most merchants, factories owners, stock market speculators, workers, employees and others who borrow loans of banks, are nothing but wageworkers working for the benefit of the money owners and their efforts are harvested by those thousands of usurers. Whereas the usurer always gains profit in every transaction and the debtor exposed to profit and loss (as we previously mentioned), this makes shortage in liquidity in most people hands (because of their losses) which leads to reducing the request on purchase, factories stop working, the stock market collapse and the usurious banks bankrupt because of the deficit of those debtors to refund (as what is happening now).
Their useless treatment for the calamity:
The western regime is trying to save its usurious collapsed economy by pumping many billions of Dollars to its usurious banks, institutions and companies but this is useless (an example of that is the one who gives oxygen to a dead man to return him to life) for many reasons, the most important of which are the following:
1-The problem is bigger than the listed billions as it is a problem of society and system and not that of usurious companies, banks and institutions.
2-The countries can't pump billions forever as their budget is limited.
3-Instead of helping the affected poor people, the countries is helping the luxurious rich people who practice pressures for presenting these useless treatments , especially if you know that one of the rich men lost 20 billion $ in this financial disaster.
4-The reason of this calamity is Jaws as they control the international usurious economy, so they were the first of those who were aggrieved by the disaster and consequently, they are the first beneficiaries of pumping these billions especially if we knew that the American Congress firstly refused pumping these billions but after a short time they agreed upon. This indicates that there are invisible hands, of Jaws of course (the Zionist Lobby), practiced their pressure on Congressmen to pass this plan even if all the American people were affected by imposing new taxes to secure these amounts.
Why were we influenced with these disasters?
There are many reasons for that, the most important of which are the following:
Firstly: We took Dollar a cover for our currencies instead of gold and silver, consequently we should be affected by the fluctuating of Dollar exchange rate especially if we know that Dollar is not covered by gold, so its value doesn't exceed the ink and paper.
Secondly: We deposited and invested our money in their banks and corporations, as the Gulf countries deposits and investments alone in the west reached 1800 billion $, so we should be influenced by their calamities and disasters..!!!!!
The Islamic legislation texts stipulated that the currency should be gold and silver only so when we issue the securities, all their value should be covered by gold and silver to be exchanged upon request. Once we did that, we wouldn't affected by the monetary papers of any country in the world, but our currency will have a stable value. Now, we should buy gold and get rid of Dollar and other paper currencies.
The lesson which we should learn from this disaster is to withdraw our money from the American and European usurious banks, institutions and companies and transfer it inside our countries to use it in building our national different industries like petrochemicals and petroleum.......etc. Also we should reduce our production of oil and only produce our needs of it and leave the rest in the bottom of land for the next generations of Muslims.
The best solution for this disaster:
Dear brothers: The only right way to exceed this disaster is to apply the Islamic financial system which is based on Zakat (poor due ), fighting usury, Islamic speculation based on participation in both profit and loss, goodly loan, delay the insolvent or remit its debt and other pillars of Islamic financial system.
O Muslims, the main reason for the financial calamity that took place in America and other world countries, is the usurious debt which was prohibited by Almighty Allah and His messenger -peace be upon him-, so we should clarify the usurious debt dangers.
Dear brothers: Islam has put many regulations for debt to control it and make good use of it without causing any kind of damage to the individual or society; we find a lot of Islamic legislation texts warning of debt dangers which include the following:
One of the prophet's invocations was the following “...O Allah I seek refuge with You from the debt dominance..." [Declared Authentic by Al-Albani]
Now, we notice how the great companies and banks were beaten by debts which obliged them to announce bankruptcy. This is considered one of the prophecy signs of our prophet Muhammad -peace be upon him-.
Our prophet -peace be upon him- warned against not repaying the debt and told us that it is a sin which will not be forgiven for the slave whatever righteous he was. The prophet -peace be upon him- said: "All martyr's sins were forgiven except (the sin of not repaying) debt." [Muslim]
The prophet -peace be upon him- ordered Muslim to make good intention at the time of loaning money, the prophet -peace be upon him- said "whoever takes peoples' money while he intends to repay it, Allah will support him to repay .But whoever takes peoples' money while he intends not to repay it, Allah will cause damage to him." [Al-Bukhari]
This strong threat from the prophet -peace be upon him- to the bad intention's debtor who intends not to refund the money, aims at keeping Muslims' money and not to expose the society to strong economic shakes because of accumulated debts.
Dear beloved brothers: Islam has rightly organized the economic life system to let people enjoy a safe life in which the rich respects poor, the public interest is considered and people's rights are kept.
When countries applies the Islamic economic system, they will not need to try the aggressive communism or failing capitalism, the international markets will not be exposed to collapse, the companies will not be exposed to bankruptcy and the individuals will not be exposed to diseases and tragedies.
After the failure of communism and the repeated failure of capitalism, the whole world now knows that the Islamic economic system is the only right solution for all world problems. Some western officials already announced that the only solution for this economic calamity is to apply the Islamic economic system. Also the French senate report demanded to incorporate the banking system, based on Islamic economic system, in the French financial system. The 60-papers report went on saying "The prosperous Islamic economic system fulfills the universe needs and serve all people."
Also the American ministry of treasury comprised an economic team headed by the deputy treasury secretary to study the Islamic economic system and make good use of it.
......Allah is the greatest.......
A chance can't be compensated in the shadow of this financial crisis:
* O Muslim brothers, this disaster is considered a good chance for the Islamic economy experts to present and explain the economic system which was legislated by Almighty Allah for those who are seeking for it.
* It is also a chance for the scholars and callers to Allah to present Islam, with its purification and comprehensiveness, as the only way to survive and achieve happiness in this life and in the Hereafter, and also explain that Islam is useful for all places and times.
* It is a great chance for usurious banks in the Islamic countries to learn the lesson and get rid of usury and apply the Islamic system to avoid the same crises.
* Finally, this disaster is considered a good chance for the world countries to disconnect their correlation with Dollar, Euro or other currencies and establish an economy based on the Islamic legislation, especially after they discovered the falseness of usurious economy and the soundness of Islamic economy...Praise be to Allah...
Let's take the lesson from this calamity:
O nation of the prophet Muhammad -peace be upon him-, what is happening now is a kind of divine war against those human beings who turned away from Allah's Sharia (divine legislation) and transacted with usury . The Almighty Allah said: " O you who have believed, fear Allah and give up what remains [due to you] of interest, if you should be believers. (278) And if you do not, then be informed of a war [against you] from Allah and His Messenger…" [Al-Baqara 2:278-279]
This is the horrible open comprehensive war from Allah and His messenger against the hearts, nerves, blessings and prosperity of the societies which used usury as their economic and social base.
The result of this war is obvious on those who turned away from Allah's legislation, as a lot of them were rich and became poor, some speculators in the stock market died by clot, others lied in hospitals, others escaped and others died of sadness .......etc.
Today, the people who are transacting with usury stand and move in this life like the witched, worried, disturbed, confused and afraid man who lost his comfort and calmness.
Almighty Allah described those people in the following verse “Those who consume interest cannot stand [on the Day of Resurrection] except as one stands who is being beaten by Satan into insanity..." [Al-Baqara 2:275]
Because of the poverty and bankruptcy, resulted from the destructive usurious economy, many kinds of evils (like theft, bribery, killing, suicide, fraud and drugs and alcohol addiction) spread.
The prophet-peace be upon him- said "If the usury and adultery spread in a country, they would expose themselves to Allah's torture.” [Declared Hasan by Al-Albani]
Also they contradicted the human nature when they permits committing adultery, homosexual and legalized and protected the obscenity, so Allah afflicted them with AIDS and other diseases which were not existed in their ancestors.
Oppression is among this disaster reasons:
No doubt that, one of the reasons of this calamity that afflicted the western countries is their oppressive dominance on the poor countries and fighting hungry people by preventing the charity and charitable acts provided by Islamic countries under the protest of war against terrorism, while they are the real terrorists of the world....!!!
A scandal appeared through this calamity:
If these countries, that claim fairness, equality, defending human rights and protecting the poor and needy people in the world, spent even a little amount of these billions (that were pumped to save their usurious economy) on the poor, needy and hungry people who are eating dust and trees leaves, there would not be any man in the world suffer from poverty, hunger, illness or unemployment.
A final word about this disaster:
Usury is widely spread in our present era as it becomes the base of most transactions in most Muslim countries...!!!
In the past usury was practiced by individuals, but the great disaster in our era is that usury is turned to usurious banks which are protected and defended by constitutions and laws issued by governments in the socialist, communist, national, democratic and other countries.
All these governments claim that they, protect poor and oppressed, eradicating greed and differences between social ranks and prevailing equality and fair between people, while their protection for usury increased oppression, corruption, envy, deprivation and hatred and led to disasters and international crises.
Dear beloved brothers: This calamity is considered the strongest reply on those who claim that usurious economy is necessary for the human beings' development, but this isn't true for the following:
First: It is impossible that Allah prohibits something which people need for their progress;
Second: It is impossible that such a vicious prohibited thing (like usury) be necessary for the life development. The great evidence of this is that Islamic nation throughout the ages wasn't afflicted by any of these disasters or crises, that afflict the world today, but developed and prevailed over the world .........Allah is the Greatest...........
An advice for those who were afflicted with this calamity:
The financial crises afflicted the western countries many times along the history like the crises of 1929 AD and today crises and it will be repeated until they leave usury and apply the Islamic solution.
A glad tiding for Muslims throughout that calamity:
O nation of our beloved prophet Muhammad-peace be upon him-, the western countries are falling down one after another and the future is for Islamic nation.
The Almighty Allah said: "This (Quran) is a message for Mankind (and a clear proof against them), in order that they may be warned thereby, and that they may know that He is the only One Illah (God-Allah)- (none has the right to be worshipped but Allah )-and that men of understanding may take heed." [Ibrahim 14:52]